Columbia, Ellicott City and Howard County real estate and homes for sale in Maryland, New Home Construction, Luxury Homes - The James Real Estate Group, REALTORS® The James Real Estate Group REALTORS(r) for Columbia, Ellicott City and Howard County, Maryland real estate - NUMBER1EXPERTS™ The James Real Estate Group NUMBER1EXPERTS(tm) for Columbia, Ellicott City and Howard County, Maryland real estate
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The James Real Estate Group, REALTORŪ, real estate agents and broker for Columbia, Ellicott City and Howard County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 301-854-1100 or 1-888-707-SOLD.


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First Time Homebuyers: Columbia, Ellicott City and Howard County Maryland home buying, real estate listings, and homes for sale in Howard County, MD
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Columbia, Ellicott City and Howard County real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Time to Move >Empty Nests

When their last child is married or graduates from college, many couples feel the urge to give up yard work, sell their homes, and become sophisticated city dwellers. They may consider a condominium or a home near theaters, restaurants, museums and other in-town excitement.
Although city living has many rewards, this type of move represents a major change in lifestyle. You will be relieved of a lot of maintenance chores, and you will be close to many activities that not available in the suburbs. However, some things that you take for granted, like a parking place, may not be readily available in a city!

Before you make a commitment to a condominium, talk to the people who live there. Like suburban developments, town house and condo developments often have covenants and owners' association restrictions which limit what you can do with your home. A professional real estate agent can get you the answers to any questions you may have about this important move.

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Real Estate Trivia
Q 
What is the world's most valuable piece of furniture?

A 
The 18th century Italian Badmiton Cabinet owned by the Duke of Beaufort sold in 1990 at Christie's, London for $15.1 million dollars.
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The James Real Estate Group, REALTORŪ, real estate agents and broker for Columbia, Ellicott City and Howard County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Steven and Maryruth James
James Real Estate Group

6920 Guilford Road, Suite 100
Clarksville, Maryland 21029
301-854-1100
410-740-3090
Toll Free: 888-707-7653
Fax: 410-740-3070
jamesgroup@NUMBER1EXPERT.com

Whether you're buying a new home or selling your current home, Steven and Maryruth James and their Group of Experts are ready to help you, with online services such as ALL active properties for sale in Maryland, Virtual Tours http://www.james-group.com , New Homes Guide, FREE Relocation Packages http://www.james-group.com , FREE Market Analysis, FREE Home Buying and Home Selling Reports, Mortgage Qualifying Information http://www.james-group.com , and much more! Call the Number #1 Experts in Howard County!

CRSABRGRIEqual HousingMLSREALTOR



James Real Estate Group real estate and homes for sale in Columbia, Ellicott City and Howard County Maryland
James Real Estate Group real estate and homes for sale in Columbia, Ellicott City and Howard County Maryland
James Real Estate Group real estate and homes for sale in Columbia, Ellicott City and Howard County Maryland
James Real Estate Group real estate and homes for sale in Columbia, Ellicott City and Howard County Maryland

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