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The James Real Estate Group, REALTORŪ, real estate agents and broker for Columbia, Ellicott City and Howard County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Columbia, Ellicott City and Howard County Maryland home buying, real estate listings, and homes for sale in Howard County, MD
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Columbia, Ellicott City and Howard County REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Accepting An Offer >A Tough Sale

Here is a situation that many buyers have experienced. After searching for weeks, you found the perfect home and you made a very low offer. The sellers responded with a counter-offer which was several thousand dollars lower than their asking price. You came back with a slightly higher bid, and they came down some more. After many days of back and forth, you finally reached a meeting of the minds, and you are very pleased with the results.

If you have driven a hard bargain in purchasing a house, be sensitive to the seller's feelings as the transaction proceeds. They may be suffering from the impact of a rough negotiation. Try to minimize any additional requests you might make of the sellers. As you move toward your closing date, keep in mind that the sellers may not share your elation. If you are considerate and avoid making excessive demands, you can help everyone walk away from the transaction feeling satisfied with the outcome.

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Real Estate Trivia
Q 
Which famous skilled mason laid the cornerstone of the Capitol Building in Washington, D.C. in 1793?

A 
George Washington, the first President of the United States.
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The James Real Estate Group, REALTORŪ, real estate agents and broker for Columbia, Ellicott City and Howard County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Steven and Maryruth James
James Real Estate Group

6920 Guilford Road, Suite 100
Clarksville, Maryland 21029
301-854-1100
410-740-3090
Toll Free: 888-707-7653
Fax: 410-740-3070
jamesgroup@NUMBER1EXPERT.com

Whether you're buying a new home or selling your current home, Steven and Maryruth James and their Group of Experts are ready to help you, with online services such as ALL active properties for sale in Maryland, Virtual Tours http://www.james-group.com , New Homes Guide, FREE Relocation Packages http://www.james-group.com , FREE Market Analysis, FREE Home Buying and Home Selling Reports, Mortgage Qualifying Information http://www.james-group.com , and much more! Call the Number #1 Experts in Howard County!

CRSABRGRIEqual HousingMLSREALTOR



James Real Estate Group real estate and homes for sale in Columbia, Ellicott City and Howard County Maryland
James Real Estate Group real estate and homes for sale in Columbia, Ellicott City and Howard County Maryland
James Real Estate Group real estate and homes for sale in Columbia, Ellicott City and Howard County Maryland
James Real Estate Group real estate and homes for sale in Columbia, Ellicott City and Howard County Maryland

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